We help UK, EU, and EEA businesses get the right merchant account, stay supported throughout the process, and scale confidently – even in high-risk industries.
Get connected with a large network of acquirers that fit your industry, risk profile, and business model.
With one market-specific setup, you can accept all major card brands, multiple currencies, and alternative payment methods.
From sending funds to managing instalments, subscriptions, and usage-based billing, we help businesses go beyond just accepting payments.
CardCorp is your strategic payments partner at home and around the world.
We start with the basics, then help you handle more complex needs through one flexible solution – so you can stay focused on growing your business.
Get a merchant account tailored to your risk profile and business model. Accept all major cards, payment methods, and multiple currencies.
We partner with a network of acquirers to provide you with choice, better terms, and the ideal fit.
Connect to multiple acquirers and payment methods with a single API or webshop plugin – making integration simple and efficient.
Our hosted iframe is simple to set up, fully PCI compliant, and customisable to match your brand.
Gain real-time insight into your payment activity with intelligent, consolidated reporting that makes performance easy to understand.
Our data hub streamlines reconciliation and gives you complete control to make better, faster decisions.
Adjust internal rules, 3DS 2.0 settings, and external risk tools to reduce fraud and increase conversions.
Use Verifi and Ethoca to get real-time fraud alerts and prevent chargebacks before they happen.
Bill customers through a single, flexible platform – whether by subscriptions, instalments, or usage-based models.
BillPro helps you automate invoicing, stay in control of recurring payments, and scale your billing as your business grows.
We’re not a bank – we’re a financial technology company. Everything we create is designed to make the payment journey simpler, safer, and more connected.
By combining our technology with partnerships with trusted financial institutions, we give you access to merchant accounts, international payments, billing tools, and real-time reporting – all in one simple setup.
Access a wide range of acquirers matched to your business needs and risk profile – with more choice, less hassle.
One integration connects you to multiple acquirers and payment methods tailored to your business model and growth goals.
Accept 140+ currencies and offer the local payment methods your customers prefer – wherever they are.
See all your transactions, settlements, and payouts in one place – for faster, smarter decisions.
Get real support from a team that understands the complexity of your business, your risk profile, and how to get you approved.
Bill customers with subscriptions, instalments, or usage-based models – all in one flexible solution.
Banking and card acquiring services are provided by our partner financial institutions, which are premier members of Visa and Mastercard in the UK, the EU, and other supported jurisdictions.
As a financial technology company, we partner with financial institutions (called “acquiring banks” or “acquirers”) in the EU and UK that define their own acceptance policies. Our ability to accept your business type may depend in large part on the acceptance policies of our partners.
Contact our payment experts for more insights into risk factors considered by acquirers in the underwriting process and get a free risk assessment of risk factors in scope for your business.
To open a merchant account, your acquiring bank will perform KYC/AML checks similar to opening a business bank account.
Contact our payment experts to book a free scoping session to define requirements for your business.
Proceeds from your credit card sales are settled by the card networks each day and deposited to a client funds account with your acquirer for safekeeping. When your payment is due according to your settlement cycle (daily or weekly), funds are transferred directly from the acquirer client funds account to your business bank account.
Our payment gateway and billing platform are technical services outside the scope of licensed activity and are integrated to many other acquirers around the world, but to work for you in a holistic sense they must be coupled with the licensed services of an acquirer to provide you with a connected merchant account.
Our partner acquirers are licensed in the EU and UK (the EEA) so to use their services your business must be registered and located within the EEA. If you already have a merchant account with another provider or if you are located outside of the EEA and want to use our gateway connections or billing platform, talk to our payment experts for help identifying an integrated acquirer located in your region.
To provide our services in a holistic manner we work with merchant acquirers that undertake the processing of card transactions. When you use our services you will be required to enter a contract with an acquirer that we nominate, under which transaction charges and other fees will apply. The fees indicated in the pricing section of our website are representative of the fees charged by our nominated acquirers and include our fees, we do not charge separate or additional fees for card processing services.
If you already have a merchant account with another connected acquirer or if you are located outside the licensed region of our partner acquirers and you elect to use our BillPro platform or payment gateway only in combination with the acquiring services of your own acquirer, we will charge you the rates indicated on our BillPro website. You can check the prices at the link below.
Our cardholder data environment (CDE) and connections into and out of the CDE are protected with industry standard security technology and apparatus certified at PCI-DSS Level-1, the highest available data security standard. We offer secure methods to connect to our payment gateway and CDE, all of which consider security with paramount importance.
Card data stored within the CDE is encrypted with military -grade encryption technology and referenced by randomized tokens which cannot be decrypted. Contact our payments experts for more information on how CardCorp keeps card data safe and secure.
We analyse your business model, risk level, and processing needs, then connect you to acquirers who specialise in your sector – improving approval chances and terms.
As a financial technology company working with licensed EU and UK acquirers, we ensure your profile is matched with the most relevant providers.
Most ISOs just connect you with a bank – and step back. We’re different: our in-house team supports you throughout onboarding and beyond, especially in high-risk industries.
You’ll also get access to our Merchant Hub platform for real-time visibility and control, ongoing support, help with compliance, rolling reserves, dispute management, and pricing transparency.
Absolutely. We specialise in helping previously declined businesses understand what went wrong, adjust their application, and reapply with a better fit.
With our experience in underwriting and documentation, we improve your chances of getting approved – even in high-risk sectors.
If you have any questions, please contact us directly via email at support@cardcorp.com. We will be glad to assist you.
BillPro is CardCorp’s flexible billing platform that manages subscriptions, instalments, and usage-based billing – automating payments and helping you keep your cash flow steady.
Your clients get automatic reminders about purchases, failed payments, and expiring cards – so they can take action quickly. They can also manage their orders, payments, and saved cards themselves – all in one easy-to-use portal.
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